Personal Checking - New Century Bank

New Century Bank offers the flexibility of a wide variety of checking account options. Whatever your needs, whether to use a no-minimum balance account, maximize your interest or use our electronic banking services, we'll help you find the right account. All our accounts are designed for maximum convenience and efficiency. Linked with Century Bill Pay, New Century Bank checking accounts are incredible tools for your life.


Regular (FREE) Checking: The account with no minimum balance, no monthly charges and unlimited checks.

Century Interest Checking: A tiered, high interest rate account with low minimum balance requirements.


Regular (Free) Checking

Regular Checking is perfect for those who want to get a no-charge checking account with no minimum balance requirement.

  • No monthly service charge
  • No minimum balance
  • Unlimited check writing with no per-check fees
  • Check images returned to you each month
  • No fee ATM/VisaÆ Check Card
  • Unlimited ATM (at NCB machines)
  • Overdraft Protection available
  • Combined statement available with any New Century Account
  • Minimum opening deposit is $50.

Century Interest Checking

Century Interest Checking is the perfect interest-earning account for those who can meet higher balance requirements:

  • Tiered balance for maximum interest
  • Check images returned to you each month
  • No fee ATM/VisaÆ Check Card
  • Interest credited monthly
  • Unlimited check writing with no per-check fees
  • Combined statement available with any New Century Account
  • Overdraft Protection available
Combined statement available with any New Century account.
Minimum opening deposit is $1,000. Interest credited monthly.