At New Century Bank, you can speak with knowledgeable bankers, who will explore for ways to meet all of your borrowing needs. Our experienced loan officers value the oppurtunity to be helpful in providing financing that helps accomplish your goals.

New Century Bank’s personal loan products include:

Overdraft Lines of Credit

The Line of Credit is an unsecured line of credit used as overdraft protection for your Checking Account. The interest rate is a floating rate based on the Wall Street Journal Prime Rate.

Residential Mortgage Loans:

We work with national lenders to provide very competitive rates and terms right in one of our convenient branches.

Home Equity Term Loans

The Home Equity Term Loan uses the available equity in your home. The rate and payment are fixed for the term of the loan.

Home Equity Lines of Credit

The Home Equity Line of Credit is a variable rate loan using the available equity in your home. The funds can be used as needed up to your credit limit. This is a variable rate loan based on the Wall Street Journal Prime Rate.